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A mixture of public programs and private programs is common among nations that essentially cover all residents, but the American system is unique — and often uniquely inefficient in economic terms.
Government-run programs are often cheaper, more administratively efficient, and even of superior quality than privately-run programs at the national level. Medical insurance functions poorly by market principles unless potential policy holders most in need of health insurance are either denied coverage or are denied the right to redeem policies — both of which result in high administrative costs.
Improved medical technology results in higher rather than lower operating costs — unlike the corresponding relationship in most other businesses. Other factors in the inefficiency of the American health care system are not specifically related to the nature of the medical business.
American medical professionals, doctors in particular, earn larger salaries than medical professionals in other countries. The profit levels for American pharmaceutical companies and insurance companies are high Research paper on healthcare international standards.
Most developed, nations have universal health care systems that are more cost-efficient per capita than the patchwork American system Singer, Per capita spending in the United States is twice that of France and more than twice that of Britain, and yet key indicators such as infant mortality and life expectancy are significantly worse.
Spending on private care is very high, as is spending on emergency room procedures. Emergency rooms are obligated by law to provide life-saving care, and then the hospital in question can attempt to bill uninsured patients.
Most advanced health care systems also use an extensive form of rationing. In the United States, rationing primarily takes on the economic form of administrative managed care or "explicit rationing" through private employer-based programs, whereas other developed nations often use a physician-based form or "implicit rationing" based on pressing medical necessity.
Germany and Japan offer a form of health care through employers, but everyone is covered; cost and quality in those nations are also increasingly strained LaFrance, Centers for Medicare and Medicaid Services, This figure is expected to rise to 20 percent by the year Wayne, The average rate for developed, capitalist countries is under 12 percent of the GDP.
In the s, that figure was 5. Sincethe rate of citizens covered by employer-based health insurance has fallen from about 70 percent to about 55 percent inand premiums have been increasing rapidly for both employers and employees — as have the deductibles for policy holders.
The number of the uninsured individuals in the United States in was approximately 48 million people, or about 15 percent of the population. Forty-two percent of workers who earn minimum wage receive health-care benefits, in contrast with about 90 percent of workers making three times the minimum wage or more LaFrance, The average age of the uninsured worker is 31, and the average age of the insured worker is The uninsured are more likely to be minorities, single, little-educated, or self-employed or employed by a small company; they are also less likely to have regular check-ups, vaccinations, annual physicals, and preventative cancer tests than the insured Blakely, Among adults aged eighteen to sixty-four, This likely suggests that a high percentage of employers do not provide health care insurance to their employees.
Smith suggests there is a strong correlation between lack of insurance and poor health: The problem of being uninsured creates a cycle of social problems.
An uninsured person tends to avoid going to the doctor because of the lack of inability to pay. As a result, any nascent condition the individual may have in its infancy will likely be far worse by the time he or she does see a doctor.
This creates the necessity for complicated testing and treatment that is far more expensive than if it had been dealt with at the beginning. Thus, the patient ends up in a vicious cycle in which he or she cannot pay for insurance but ends up owing hundreds and possibly thousands of dollars for medical care.
He or she may be put on a public plan, supplemented by private insurance company premiums, a pattern that ultimately contributes to rates increasing.
As mentioned earlier, one of the reasons many go uninsured is due to a decline in employers providing health care benefits.
Others are considered underinsured, which means they are unlikely to receive necessary treatment and face financial strain comparable to the uninsured.
Wages are increasing at a rate lower than the rising rates for medical expenses. The amount spent by employers on employee health care programs halved between and A survey, however, concluded that corporate employers plan to spend an additional 13 percent on employee wellness programs such as weight-loss programs and onsite flu shots.
Medicaid Medicaid is a federal program that provides health insurance coverage to qualifying very low-income Americans, particularly among those over age sixty-five and children under eighteen. Medicare is the program that provides people over sixty-five with medical care.
It also provides support for persons with certain disabilities and people of all ages who have end-stage renal disease kidney failure.
Medicare has become far more complicated than it was in its original form.
There are four sections to Medicare:Healthcare Reform Research Paper Healthcare Reform Research Paper OL Marlene Maffe’ June 5, The objective is to understand the impact and employer cost as a result of Healthcare Reform to companies currently and what is to come in the future in Massachusetts and across the Nation.
Research Questions Healthcare is one of today’s most dynamic and continuously changing fields, with a range of prospects and challenges.
Healthcare staff work in a diverse work environment, including hospitals and other facilities (ACHE, ). Healthcare Research Topics for College, University, and PhD The level of health among the population is a significant factor predetermining the development of the entire nation.
Research within librarian-selected research topics on Health Care from the Questia online library, including full-text online books, academic journals, magazines, newspapers and more. The healthcare field is enormously complex and dynamic, and the constantly changing parameters of healthcare make it increasingly difficult to write an excellent healthcare research paper.
By the time you finish writing your paper, a new study has already changed everything you . Unlock This Study Guide Now. Start your hour free trial to unlock this page U.S. Healthcare System study guide and get instant access to the following. Research Paper Starter; You'll also.